insurance coverage

The Ohio Constitution and workers’ compensation laws grant the employer immunity from negligence lawsuits brought by employees who suffer injuries in the course of and arising out of employment with that employer. The first exception is where there is a non complying employer who fails to establish or maintain workers compensation coverage or fails to […]


Ohio Auto Accident Statistics & Insurance Coverage

by Dean Pavick on March 12, 2014

The Ohio Insurance Institute reports that in 2012 there were 11,840,362 registered motor vehicles in Ohio and 279,012 car crashes which translates into a ratio of 1 crash for every 42.4 registered vehicles.The crash frequency, as expected, was greater in areas of higher traffic density, such as seen in larger cities. For example, in Akron […]